Last updated: 12 August 2026
Version: 1.0
These Terms and Conditions “Rules” govern your access to and use of the RealRush platform “the Platform” provided to you by Rubystone Gold LLC “Ruby” the operator of the Platform. These Rules also govern your use of the Vivamo, Inc services, Vivamo, Inc acts as the merchant of record for all transactions on the Platform. By participating in the Platform, you hereby accept the Vivamo End User Terms located here. All transactions will be undertaken in United States Dollars. No refunds will be given for any purchases made on the Platform. Vivamo can be contacted at the following places.
Address: 708 Main Street, Houston, Texas 77002
Phone Number: (346) 271-8999
Email: [email protected]
The Platform also interacts with the Vivamo Play platform (“Vivamo Play”). Participation on the Platform requires a Vivamo Play account to be created, Vivamo Play can be accessed here. By participating on the Platform, you hereby agree to the Vivamo Play terms located here.
1. DEFINITIONS
1.1 The individual who has created an account on the Platform is referred to as the "Account Holder", (or the “User”, or “You”) once they have been approved as such by Ruby
1.2 An "Account" is an Account held by an Account Holder. An Account is made with the strict purpose of playing games on the Platform.
1.3 The “Platform” means the Real Rush website located at https://play.realrush.bingo/ and all subdomains, subpages and successor sites thereof, as well as all Games, features, tools and services available thereon.
1.4 A "Card" refers to all types of cards with a function of payment, charge, debit, credit and/or similar.
1.5 A "Payment Solution Provider" ("Payment Provider") is an intermediary acting as a payment agent.
1.6 A "Financial Institution" is a bank and/or other institution regulated by an applicable domestic financial service act or similar.
1.7 "Force Majeure" refers to any occurrence or condition beyond one's reasonable control that leads to a delay or default in the performance to the affected party's contractual obligation and shall, for the purposes of the Ruby rules, include Acts of God, government restrictions (including the denial or cancellation of any necessary license where such denial or cancellation is made through no fault of the affected party), wars, insurrections and/or any other cause beyond the reasonable control of the party whose performance is affected.
1.8 The parties to this agreement (collectively “The Parties”), are the Account Holder and Ruby.
1.9 “Gold Coins” are coins that are added to a user’s account when they make a purchase. The amount of Gold Coins added to a user's account may vary from time to time at Ruby’s discretion. Upon a successful purchase, Ruby grants to the Account Holder a limited, non-exclusive, non-transferable and revocable license to use the Gold Coins for entertainment purposes on the Platform. Gold Coins have no monetary value and cannot be redeemed, exchanged, transferred or cashed out for real money or anything else of value.
1.10 “Balances” collectively refers to Free'd Gold Coins and Unplayed Gold Coins.
2. ACCOUNT RULES
2.1 Unless an individual holds an Account, they cannot participate on the Platform. In order to be registered as a User, the individual must complete the application process (“Application Process”). The Application Process will require a number of personal details from a prospective player, out of which the following are absolutely needed:
2.1.1 Acknowledgment that the Player is at least twenty one (21); and
2.1.2 The Player's valid email address.
2.1.3 A user name for the Player
2.1.4 Our account creation process involves two factor authentication, as part of this we require users to provide a valid phone number.
Every individual applying for registration warrants that all information provided in the Application Process form is true and correct.
Ruby will not register an individual where that individual has already been registered. Ruby will cancel that individual's registration as a Player if it becomes aware that the person has provided false information when registering as a Player or believes that player already has an account with Ruby. Ruby reserves the right to void wins it believes were won through the use of an additional or duplicate account in violation of these Rules. Ruby reserves the right to refuse use of any services to any person for any reason (or no reason).
2.2 The person who applies for an Account acknowledges and accepts:
2.2.1 All definitions and stipulations, as stated under Clause 1 and/or herein;
2.2.2 The Ruby rules as currently published on the Platform, as well as any possible future changes to the Ruby rules. Ruby reserves the right to change the rules at any time. Such changes will take effect when they are updated in this agreement and published on the site.
2.2.3 That Ruby reserves the right to modify the Terms and Conditions without prior notice to the Account Holder. It is the Member’s sole responsibility to check and read our Terms and Conditions in order to stay up to date with any and all possible changes that occur.
2.2.4 By logging into the Services or using your user name and password in order to access the Services, you represent and warrant that you are authorized to use such user name and password and to use and access the Services. The creator of the account is solely responsible for the use of their user name and password, maintaining the confidentiality of your user name and password, and for any activities conducted using your user name and password.
2.3 Ruby reserves the right at all times to, at its own discretion:
2.3.1 Decline to open an Account and/or to close an existing Account without any explanation whatsoever;
2.3.2 Suspend and/or cancel the participation of an Account Holder and/or any users acting from that user’s IP address in promotional activities, competitions or other services, including all services, whenever Ruby has honest concerns that an Account is used for;
2.3.2.1 illegal, fraudulent or other dishonest practices;
2.3.2.2 compulsive, pathological or addictive gaming; and/or
2.3.2.3 collusion which is defined as including but not being limited to use of an account by more than one person and/or a single account being funded by multiple paypal accounts.
2.3.3 Request documents to verify the identity and the authorization to use a specific Card and/or other facts provided by the Account Holder;
2.3.4 Transfer and/or license, without prior notice, data regarding a fraudulent Account Holder to any other legal entity, in any country. Ruby guarantees that the said data is, at all times, transferred and managed in accordance with applicable laws, data protection acts and/or similar;
2.3.5 Transfer and/or license, without prior notice, the rights and the liabilities regarding a fraudulent Account Holder to any other legal entity, in any country, subject to guaranteeing the liabilities being honored;
2.3.6 Hold and manage balances belonging to Account Holders in accordance with generally accepted guidelines for cash management regarding such Gold Coin balance. This may include a Financial Institution and/or a Payment Solution Provider being entrusted to hold the Gold Coins balance in the name of and/or for the benefit of Account Holders;
2.3.7 Forfeit and/or confiscate Gold Coins available on an Account and/or refuse to honor a claim, in the event that, directly or indirectly, the Ruby rules have been violated and/or other unauthorized activities have occurred in connection with a betting event and/or the operation of an Account. This is subject to any of the said events in connection with the Ruby and/or the claim in question.
2.3.8 Share all customer account information with its associated companies and partners for marketing purposes, in game offers and promotions.
2.4 Those who apply for an Account must warrant that they are not under the age of 21. Minors cannot register and cannot hold an Account. Ruby reserves the right to request proof of age in order to verify the information provided. Accounts may be suspended until satisfactory proof of age is provided.
2.5 An Account Holder warrants, at all times, not to be:
2.5.1 Restricted by limited legal capacity;
2.5.2 Acting on behalf of another party;
2.5.3 Classified as a compulsive gambler;
2.5.4 Using balances originating from criminal and/or other unauthorized activities;
2.5.5 Conducting criminal activities whereby Ruby is directly or indirectly involved;
2.5.6 From an ineligible jurisdiction;
2.6 Ruby warrants and represents, at all times, to:
2.6.1 Manage balances belonging to Account Holders in a secure and appropriate manner;
2.6.2 Manage data regarding an Account Holder in accordance with applicable laws, data protection acts and/or similar;
2.7 An Account is opened, held and maintained in balances.
2.8 Neither an Account or balances accrue interest of any kind.
2.9 An Account Holder can own only one Account at a time. If this rule is breached, Ruby reserves the right to block and/or delete the superfluous Account(s) held by the Account Holder in breach of this clause. Ruby also has the right to reallocate all the balances in the different superfluous Accounts to a single Account and to delete the remaining superfluous Account(s). No Bonus given to the superfluous Account(s) will be reallocated. If an act of fraud is detected on a Member's Account, Ruby will block the Account and freeze the balances, and the Member will be permanently excluded from the site. No balances will be due to the Member.
2.10 Dormant/ Inactive Accounts
If no transaction has been recorded on your account for 12 (twelve) months, then your account is deemed dormant, in which case any balances and Complimentary Reservation Counters will be forfeited and non-recoverable.
2.11 Any claim regarding account activity shall be made to Ruby within seven (7) days after said activity has taken place. Otherwise, Ruby reserves the right, at its own discretion, not to consider the claim.
2.12 Regarding disputes, it is advisable that the Account Holder lodges a complaint with Ruby's Customer Service. The parties should do their utmost to reach an amicable settlement within a reasonable time. Every decision made by Ruby is final and binding. Any disputes regarding the matters contemplated by this agreement shall be subject to the exclusive jurisdiction of the courts located in Alabama in the United States of America, without regards to conflict of laws provisions.
2.13 You and Ruby agree to solve any Dispute exclusively in final and binding arbitration as set forth in Clauses 2.12.1 to 2.12.5. Any Dispute not subject to arbitration shall be resolved only by a federal or state court located in Alabama, the United States. If the jurisdiction of Your domicile prohibits Ruby from enforcing the governing law and dispute resolution provisions set forth in this Clause 2.12, nothing in these Terms and Conditions limits Your rights based on the laws governing Your domicile.
2.13.1 Informal Dispute Resolution Prior to Arbitration. Regarding any Disputes, the Account Holder should first lodge a complaint with Ruby's customer service. The parties should do their utmost to reach an amicable settlement within thirty (30) days or such longer period as mutually agreed in writing (email suffices) by the parties (“Informal Resolution Period”). Every decision made by Ruby is final and binding.
2.13.2. Arbitration Agreement. If You and Ruby do not reach an amicable settlement, the Dispute may, except as noted in Clause 3.12.4 below, only be settled by binding individual arbitration conducted by the American Arbitration Association (“AAA”), according to the Federal Arbitration Act, 9 U.S.C. § 1, et seq., (“FAA”) and according to the AAA’s rules and procedures, including the Consumer Arbitration Rules, in effect at the time the Dispute arose (“Rules”), as modified by these Terms and Conditions, meaning that if there is a conflict between these Terms and Conditions and the AAA’s rules and procedures, then these Terms and Conditions will be followed.
If you or Ruby brings a Dispute in court or proceeds to arbitration without complying with the requirements in this Clause 2.12., the other party reserves the right to seek relief from a court to enjoin the filing and seek damages from the party that has not followed the requirements in this Clause 2.1.2 to reimburse it for any arbitration fees and costs already incurred as a foreseeable consequence of that breach.
These Terms and Conditions affect interstate commerce, and the enforceability of this Clause 2.12.2 will be substantively and procedurally governed by the FAA to the extent permitted by law. As limited by the FAA, these Terms and Conditions, and the Rules, the arbitrator will have the exclusive authority to decide all procedural and substantive decisions regarding any Dispute and to grant any remedy that would otherwise be available in court, including the power to decide the enforceability, revocability, or validity of any portion of Clause 2.12.
Claims subject to arbitration will be resolved by a neutral arbitrator through final and binding arbitration instead of in a court by a judge or jury. The arbitrator will have the authority to grant any remedy or relief that would otherwise be available in court.
2.13.3 Arbitration Process Following the conclusion of the Informal Resolution Period, you or Ruby may initiate arbitration of any Claim by filing a demand for arbitration with the AAA in accordance with the Rules.
Instructions for filing a demand for arbitration with the AAA are available on the AAA website, https://www.adr.org, or by calling AAA at 800-778-7879. If either of us decides to start an arbitration, that party will provide the other party with a written demand for arbitration as specified in the Rules. You will send a copy of any demand for arbitration to Ruby by email to [email protected]. Ruby will send any demand for arbitration to You by certified mail or email using the contact information You have provided to Ruby.
The arbitration will be conducted by a single arbitrator in the English language. You and Ruby both agree that the arbitrator will be bound by these Terms and Conditions.
Each party will be responsible for arbitration fees in accordance with the applicable Rules and these Terms and Conditions. Each side will pay their own attorneys’ fees and costs unless the claims allow for the prevailing party to recover attorneys’ fees and costs, in which case the arbitrator may award them under the applicable law. Any arbitration decision or award may be enforced as a final judgment by any court of competent jurisdiction or, if applicable, application may be made to such court for judicial confirmation of any award and an order of enforcement.
For Disputes in which the claimant seeks less than USD $10,000, the arbitrator will decide the matter solely based on written submissions, without a formal hearing, unless the arbitrator decides that a formal hearing is necessary. For Disputes in which the claimant seeks USD $10,000 or more, or smaller matters in which the arbitrator determines a hearing to be necessary, hearings shall be conducted by video or telephone, unless the arbitrator deter-mines an in-person hearing to be necessary. If an in-person hearing is required and you reside in the United States, the hearing will take place in Wilmington, Delaware, unless the arbitrator determines that this would pose a hardship for You.
Unless You and Ruby agree otherwise, any decision or award will include a written statement stating the decision of each Dispute and the basis for the award, including the arbitrator’s essential factual and legal findings and conclusions.
2.13.4 Exceptions to Agreement to Arbitrate
You and Ruby agree that the following Disputes need not be brought into arbitration:
Disputes exclusively related to patent infringement or invalidity, copyright, trademark infringement, computer fraud and abuse, and/or trade secret misappropriation, but not, for clarity, claims related to the license granted to You for the Platform under
these Terms and Conditions.Claims that qualify for small claims court (provided that the small-claims court does not permit class or similar representative actions or relief).
2.13.5 No Class Actions
YOU AND RUBY MAY ONLY BRING CLAIMS AGAINST EACH OTHER ON AN INDIVIDUAL BASIS.
This means:
Neither you nor Ruby may bring or participate in a Dispute as a plaintiff or class member in a class, collective, consolidated, or representative action.
The arbitrator cannot combine any other person’s claims with a Dispute brought by You or Ruby into a single case or preside over any class, collective, consolidated, or representative arbitration proceeding.
The arbitrator’s decision or award, and any judgment confirming it, will not apply to anyone else and cannot be used to decide or offered as precedent in any other disputes except for disputes to enforce the award.
The arbitrator may only award legal or equitable remedies that are individual to You or Ruby to satisfy one of our individual Disputes (that the arbitrator determines is supported by credible relevant evidence).
Notwithstanding anything in Clause 2.13.4, if this Clause 2.13.5 (“No Class Actions”) is found to be unenforceable or invalid for any reason, including but not limited to because it is found to be unconscionable, such that any claims must therefore proceed on a class, collective,
consolidated, or representative basis, such claims must be litigated in a civil court of competent jurisdiction and not in arbitration. The litigation of any claims allowed to proceed on a class, collective, consolidated, or representative basis will be stayed pending the outcome of any individual claims in arbitration.
Further, if any part of Clause 2.12 is found to prohibit an individual claim from seeking public injunctive relief, that provision will have no effect to the extent such relief is allowed to be sought out of arbitration, and the remainder of Clause 3.12 will be enforceable.
2.13.6 Opting Out of Arbitration
You have the right to opt out of binding arbitration within thirty (30) days of the date you first accepted these Terms and Conditions by providing Us with notice of Your decision to opt out by emailing [email protected]. In order to be effective, the opt-out notice must include Your full name, mailing address, and email address. The notice must also clearly indicate Your intent to opt out of binding arbitration.
2.14 Cookies Acceptance. IT IS AN EXPRESS CONDITION OF THIS AGREEMENT THAT ANY CLAIMS YOU MAY HAVE AGAINST RUBY ARISING FROM ANY past, present or future USE OF tracking software, including, BUT NOT LIMITED TO, USE OF A Meta Pixel, “cookies,” “GET requests” or JavaScript in HTML code of RUBY’S website that intercepts, tracks, stores, and analyzes your interactions with THE website FOR PURPOSES OF OBTAINING data or targeted advertisement ARE HEREBY FULLY WAIVED, RELEASED AND COMPROMISED. RUBY shall have no liability to You for any past, PRESENT OR FUTURE claims arising out of or related to the use OF tracking technology.
3. PURCHASE RULES
3.1 Procedures, along with Terms and Conditions, may vary at Ruby’s discretion from time to time, as well as between different countries and different Financial Institutions. Ruby is not required to provide notice to the account holder of any changes in procedure.
3.2 Account Holder may elect to purchase gold coins. These gold coins may be used to play virtual entertainment on the Platform.
3.3 Gold Coins may be used to play games via the Platform. Account holders can gain Gold Coins by doing so, which will be shown on their Gold Coins balance. Gold Coins have no value on the Platform and may not be exchanged for cash or anything else of value via the site. Balances may also be given to players at the discretion of Ruby as part of promotional activities and/or in-game features such as, but not limited to, daily retention wheels, leveling systems and tournaments.
3.4 Account Holders may purchase gold coins using a Vivamo Play account. The Account Holder selects a relevant gold coin purchase option, they are then sent to purchase through Vivamo Play. Account Holders then may elect to purchase charms at Vivamo Play. Upon successful purchase of charms at Vivamo Play gold coins will be added to your player
account.
3.5 Ruby does not accept cash sent or delivered directly to Ruby. Account Holder must purchase gold coins in an approved manner via the Platform.
3.6 An Account Holder may make a purchase only with their personal Card. If Ruby suspects that a purchase has been made via a non-personal Card, Ruby may in their sole discretion terminate or suspend that user’s account and/or void any or all of the balances on the account or return purchases.
4. DISCLAIMER
4.1 The Ruby rules, as presently published in English, govern this Contract. In the event of a discrepancy between the English version and a translation, the English version has priority over any translations.
4.2 Account Holders are advised to comply with applicable legislation in the jurisdiction in which they are domiciled and/or are residents.
4.3 Ruby does not provide advice to Account Holders regarding tax and/or legal matters.
4.4 Ruby does not acknowledge or accept any liability whatsoever for damage to an Account Holder and/or a third party caused directly and/or indirectly due to any:
4.4.1 Mistake, misprint, misinterpretation, mishearing, misreading, mistranslation, spelling error, fault in reading, transaction error, technical hazard, registration error, manifest error, Force Majeure and/or any other similar event;
4.4.2 Violation of the Ruby rules;
4.4.3 Criminal actions;
4.4.4 Advice provided by Ruby;
4.4.5 Financial risk and loss, including, but not limited to variances in exchange rates;
4.4.6 Ruby reserves the right, at all times, to resolve any disputes, at its own discretion, with Ruby’s decision being final and binding.
4.4.7 Any malfunction of any game will result in all Gold Coins being made void.
4.4.8 Games on the Platform do not accept nor eject anything of value. No cash or prizes of any kind can be won by playing the games.
4.4.9 Participation in Games implies the knowledge and the acceptance of Internet limits, especially:
4.4.9.1 The technical capacity; the replying time for consultation, interrogation or transfer of information; the interruption risks; and all other risks inherent to any connection and transmission failure;
4.4.9.2 The transmission and/or reception of any data and/or information on the Internet;
4.4.9.3 All Network dysfunctions preventing the good progress of any Game;
4.4.9.4 The loss of any data;
4.4.9.5 Any damage caused by a virus, computing bug or technical failure;
4.4.9.6 Any damage caused to the property of the Player, including any balances;
4.4.9.7 Any failure preventing or limiting the possibility to take part in a Game, or a failure that has damaged the Player's system. The Player should take all appropriate measures to protect the data and/or software stocked on his/her computer against all failures. The connection to the Platform and the participation of the Player in any Game are the Player’s sole responsibility.
4.4.10 All licenses including but not limited to: purchases, Gold Coins allocation and in-game services are provided by Ruby.
5. JACKPOTS
5.1 At Ruby’s discretion a ‘jackpot promotion’ ( a ‘Jackpot’) may be made available to verified account holders. In order to be eligible to participate in a Jackpot, a verified account holder must have both;
5.1.1 contributed to the jackpot; and
5.1.2 be playing a game when the jackpot was triggered.
5.2 While a jackpot is made available it may be triggered whenever an eligible account holder plays a game when. Upon triggering a jackpot event, normal gameplay will be temporarily paused until the jackpot event has concluded and winnings (if any) are distributed to players.
5.3 Ruby may disqualify any person from this Promotion in the event that the person: (i) violates any part of these Terms and conditions; (ii) engages in fraudulent, deceptive or corroborative behavior; and/or (iii) attempts to defeat or circumvent any of the promotional rules or restrictions. Ruby reserves the right to interpret all questions and conditions in regard to the Promotion, and its decisions shall be final. Ruby may suspend, discontinue, or modify the Promotion at any time for any reason and with no notice provided to players.
5.4 Result of winning different types of jackpot
5.4.1 Single Jackpot. Upon a single jackpot event being completed, the eligible player may be required to complete a skill game to claim part or the whole of the winnings. Ruby will credit the winner’s account in the amount won in the jackpot (the “Winnings”).
5.4.2 Shared jackpots. Upon a shared jackpot event being completed, winnings will be split evenly between all participants, who may be required to complete a skill game to claim part or the whole of the winnings.
6. PROMOTIONS AND BONUSES
6.1 Ruby may offer promotions and bonuses to eligible players at Ruby’s discretion. What makes a player eligible may change depending on the promotion offered, and will be communicated to the player. These promotions and bonuses may require some specific action from an eligible player including without limitation; creating an account, playing a certain game during a certain period of time, placing a certain amount of wagers, or by providing information to Ruby. If a player is eligible for a bonus offered by a promotion and has successfully completed any required actions, Ruby may award them with in-game Balances or other rewards.
6.2 Duration and additional terms of promotions. Promotions and bonuses may be made available to players indefinitely or only for a clearly defined period of time. Ruby has full authority to decide any additional terms and conditions relating to any promotions or bonuses, including without limitation the duration or term that a promotion or bonus is available to players. If a promotion is to be made for a limited time only, this will be communicated to players via advertisements and on Ruby’s internal register. In addition to these terms and conditions, individual terms and conditions will apply to promotions and bonuses, and will be displayed on the website.
6.3 Bonuses are awarded at Ruby’s discretion. Ruby may disqualify any person from any Promotion in the event that the person: (i) violates any part of these Terms and conditions; (ii) engages in fraudulent, deceptive or corroborative behavior; and/or (iii) attempts to defeat or circumvent any of the promotional rules or restrictions. Ruby reserves the right to interpret
all questions and conditions in regard to the Promotion, and its decisions shall be final. Ruby may suspend, discontinue, or modify Promotions at any time for any reason and with no notice provided to players. Ruby has full and total authority in deciding whether to fulfil bonuses and promotions to players.
6.4 Expiry of Balances awarded under any promotion. Any balances awarded under any promotion (including the jackpot promotion) will expire and be removed from a player’s account if they are not used within 60 days of being credited to a player’s account.
7. PROPRIETARY RIGHTS
7.1 Proprietary rights are withheld by Ruby. Except as explicitly provided in these Terms and Conditions, all right, title and interest in and to the Services (including any software or code used in connection with the operation thereof) and all Intellectual Property Rights in and to the Services, are the property of Ruby or its affiliates. Except as permitted by these Terms and Conditions, you will not copy, reproduce, modify, adapt, translate, distribute, transmit, download, upload, post, sell, rent, license, transfer, disclose, publicly perform, publicly display, mirror, frame, create derivative works of, reverse engineer, decompile or disassemble, or use any aspect of the Services, in whole or in part, in any form or by any means.
7.2 Definition of Intellectual property. As used in these Terms and Conditions, "Intellectual Property Rights" refer to all patent rights, copyright rights, moral rights, rights of publicity, trademark, trade dress and service mark rights (and associated goodwill), trade secret rights and all other intellectual property and proprietary rights that may exist or that may hereafter come into existence, and all applications for any of these rights and registrations, renewals and extensions of any such rights, in each case under the laws and regulations of any state, country, territory or other jurisdiction.
8. MISCELLANEOUS TERMS AND CONDITIONS
8.1 Limitation of liability.
a) In no event shall Ruby be liable to a user or any third party in contract, tort or otherwise for incidental or consequential damages of any kind, including, without limitation, punitive or economic damages or lost profits.
b) Ruby provides no guarantee of constant, uninterrupted access to the Ruby services. Because of this and without limiting clause 8.2(a), Ruby accepts no liability for any damages or losses whatsoever incurred as a result of imperfect access to the services as a result of any glitches, technical errors, hacking attempts or any other reason.
You agree and acknowledge that:i) any reliance on the services is at your own risk;
ii) there may be delays, omissions, interruptions, inaccuracies or other problems with the services as part of the ordinary course of operation of the services;
iii) the services are provided to you on an "As-is, where-is" basis and neither we nor any of our affiliates or agents make any representation or warranty with respect to the accuracy, reliability, completeness, currency, quality, suitability, accuracy, non-infringement, merchantability or fitness for a particular purpose of the services or any information, materials or other content provided or otherwise made available as part of the services;
iv) the services and the site are not guaranteed to be free of viruses or other harmful components.
8.2 Ruby waives no rights. Our failure to enforce any right or provision set forth in these Terms and Conditions will not be deemed a waiver of such right or provision. In the event that any provision set forth in these Terms and Conditions and our agreement with you is held to be invalid or unenforceable, then that provision will be limited in order to eliminate the associated defect, and the remaining provisions of these Terms and Conditions or the Official Rules, as the case may be, will remain in full force and effect.
8.3 Ruby does not offer refunds on Purchases.
8.4 Permission to use submissions. Any information, suggestions, feedback, ideas, comments and other materials that you may disclose or offer to us through or in connection with your use of the Services (collectively, "Submissions") are submitted without any restrictions or expectation of confidentiality. You hereby assign to Ruby without compensation or further obligation, all rights now known or hereafter existing to use, allow others to use, or assign the right to use, the Submissions. You further agree that your Submissions may be used without restriction for any purpose whatsoever, commercial or otherwise, without compensation to you, including the right to use, reproduce, modify, adapt, publish, transmit, publicly perform or display, translate, create derivative works from, or otherwise communicate to the public the Submissions. You will not assert any proprietary right or moral right of any kind or nature with respect to any Submissions.
8.5 Balances
8.5.1 Your account balance is represented in gold coins. When you play a game on the Platform, you will play with gold coins.
8.5.2 You will receive gold coins by making a purchase on the Platform
8.6 Entire agreement. These Terms and Conditions, the Official Rules, and the Privacy Policy represent the entire agreement between you and Ruby regarding the subject matter hereof. Ruby may provide additional information or impose additional policies or rules with respect to the Services and/or the Platform, which may be made available to players, and all such information, policies and rules shall be binding on you with the same legal force and effect as if set forth in these Terms and Conditions, provided that, in the event of any conflict between such information, policies or rules, and any provision of these Terms and Conditions, the provision set forth in these Terms and Conditions shall prevail. Other than our affiliates, no other person or entity will be deemed a third party beneficiary to any provision of these Terms and Conditions or the Privacy Policy. Any rights or licenses not expressly granted under these terms and conditions are expressly withheld by Ruby.